Barclays Pay In Cheque

We know getting to a branch in opening hours can sometimes be difficult. That’s why we’ve created an easier way to pay in your cheques using your smartphone and the Barclays app – saving you a trip to the bank.

1. Barclays Pay In A Cheque
2. Hsbc Pay In Cheque

See how to cancel a Barclays chequebook if it's been lost or stolen, and what else you need to do. App terms and conditions November 2020 terms and conditions. Future of cheques Paying in cheques using Mobile Cheque Deposit is simple. Please use your Barclaycard number as the payment reference. You can pay over the phone by contacting our Customer Services Team on 0800 151 0900 or 0333 200 9090. Find out about our call charges. You’ll need your Barclaycard, passcode and debit card to hand. In any Barclays branch. Find your nearest bank with the Barclays branch. Barclays customers can now pay in cheques with their mobile phone cameras. By Money Mail Reporter. Published: 16:51 EST, 26 December 2017 Updated: 06:13 EST, 28 December 2017. Barclays pay in cheque machine Just take a photo of the cheque and submit it through your app,. ATM machines are a common part of everyday banking, but there was a time when you had to visit a bank branch to deposit checks or get some cash.

How does it work?

Open the ‘Pay in a cheque’ feature within the Barclays app¹. Enter the payee details and amount, then take a photo of your cheque.

The money will typically arrive in your account by 23:59 the next working day² (if your cheque was paid in before 15:59 on a working day) so you don’t need to wait days to access your money.

A beginners guide to paying in cheques with your app

Watch a video to learn on how to use the Barclays app to pay in a cheque.

• 
  If the cheque is cashed in before 15:59 on a working day (Monday to Friday, except bank holidays), it’ll clear by 23:59 the next working day. It will appear in your account almost instantly, but the money won’t be available until the cheque has cleared and appears in your available balance.

• 
  Yes, we accept most cheques from UK banks, although some issuing banks don’t allow you to clear cheques using a photo yet. If you try and pay in a cheque from one of those banks, you’ll get a message telling you to take the cheque to a branch to pay it in.

• 
  You can use your app to pay in four cheques every seven days into a personal account.

  We may change these limits at any time. If you need to pay in more cheques than the above amounts, please go to your local branch.

• 
  The day you pay your first cheque in via the app. The count is reset every seven days following that day.

• 
  The cheque may still have gone through. Check by clicking on ‘View cheques paid in’. if you’re cheque is listed there, it’s gone through. If not, try paying it in again when you have better reception.

  You can’t pay in the same cheque twice, so you don’t need to worry about that. If you try to, we’ll notify you.

• 
  Your camera may not have captured all of the information we need. Take another photo and make sure that:

  1. The background is plain and darker than the cheque
  2. The cheque is at least 15cm away from the edge of any desk or table
  3. The lighting isn’t too bright or dark
  4. All four corners of the cheque are clear
  5. Your camera is facing the cheque, not at an angle
  6. You hold your camera still when you take the picture

  Some smartphone cases interfere with the camera, so removing the phone from the case can make photographing your cheque easier.

  If you've tried this and the problem continues, please pay in your cheque at a branch.

• 
  Yes, there are. You can only pay in cheques for up to £500.

  You have to be registered for the app and use most updated version of it. You can only pay pound sterling cheques into a Barclays sterling account.

  At the moment, we don’t support every sort code. If the sort code on your cheque isn’t supported, we’ll tell you when you try to pay it in.

  There’s a weekly limit of four cheques per week that you can pay into a personal account using your app.

• 
  We’ll let you know what to do if you find you can’t process your cheque using your phone. You can also get in touch with us by clicking on the ‘Call us' icon in your app.

• 
  We recommend you to write 'paid in' on the back of your cheque and then keep it for at least ten days, just in case we need to contact you about it.

1. You must have a current account with us, be aged 16 or over and have a mobile number to use the Barclays app.^{Return to reference}
   

2. ‘Working day’ means Monday to Friday, except bank holidays.^{Return to reference}

How does cheque fraud occur?

Want to know how you can protect yourself from cheque fraud? Follow our tips and you'll be well on your way.

Cheque fraud takes place when a fraudster uses a stolen or counterfeit cheque to pay for goods and services. More than 90% of fraudulent cheques are stopped before any loss occurs. But even so, cheque fraud still costs millions of pounds a year.

These losses can be compounded when the fraud also involves an 'overpayment'. This occurs when the fraudster - who is often part of an organised gang - targets the seller of a high value item, such as a car, and offers to pay using a stolen or counterfeit cheque made out to more than the price of the goods. Once the cheque clears, the victim is asked to transfer this 'overpayment' to a third party, as well as handing over the item to the fraudster.

Barclays Pay In A Cheque

When the real cheque owner discovers that money has been stolen from their account, the victim can be obliged to repay the total sum - even if this happens several weeks later.

How to protect yourself against cheque fraud

• Don't accept cheques from anyone unless you know and trust them, especially when a high-value cheque is involved
• Be aware that there's a risk that money credited to your account from a cheque could be reclaimed if the cheque turns out to be stolen or counterfeit
• Always consider other ways of accepting payment for high-value items - a CHAPS payment, or guaranteed, same-day bank transfer, is ideal. Be especially wary if the buyer is unwilling to pay or split the relatively small cost involved with you
• Keep your chequebook in a safe place
• Report any missing cheques to your bank immediately
• Always check your bank statements thoroughly.

Hsbc Pay In Cheque

If you think you've fallen victim to identity theft on your Barclays cards or accounts, contact us.